Fraud Policies


What Constitutes Credit Card Fraud?
You use your credit card to make a purchase and then claim that you did not authorize such a transaction, that you have no idea what the charge is for and / or you claim the card number was stolen. You use someone else's credit card other than your own to complete a transaction. Any other claim or statement about a credit card that you make which you know is not true.

What Happens When You Falsely Dispute A Charge?
We get a notice from our merchant bank when someone disputes a charge and we have 10 days to reply to it. When we reply we wil send your bank records that we may have on file, telephone logs from our system, evidence of your identity and proof of your ownership of the card. If someone else in your home has sued your card, we will report it to your local law enforcement agency along with all evidence and records. We have an in house collections department with a 99% success rate of retrieving funds.

Falsely denying charges on your credit card may result in additional actions:

Filthy Phone Sex may decide to take you to court. We also report fraud against you to the local consulate office of the United States and proper authorities for investigation
.

Your bank may also decide to close your account and take you to a collection agency or file charges against you of their own. We will certainly speak with their Fraud Department and work hard to cinvince them to take this action offering our assistance.

Credit card fraud is a serious offense and will be prosecuted to the fullest extent possible. This 'No Tolerance' policy of fighting back each and every case of credit card fraud by the designated agent will cost you much more money in the end than the original amount you fraudulently tried to get away with. Last but not least, depending on the circumstances, you may even spend some time in jail. That could lead to losing everything you have, including your house, automobiles, and your job.

How Will We Prove Your Identity?
Through your telephone number and the information we have collected from you. In court, your telephone number will verify your identity and exact time you used our services. Calling a toll free telephone means you cannot "block" your number even if you use "anonymous call block", we are able to see your number when your call is active, and our system keeps an exact record of it for many years.

We sincerely hope that it will not come to this, but credit card fraud can not and will not be tolerated by FilthyPhoneSex.com . It undermines the entire growth of the internet and internet companies worldwide. We fight back with genuine evidence and will win in the end.



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